Diversification Score
Takeaway
15 holdings still leave 53.0% in Technology. Stock count and breadth of business exposure are different strengths.
Market backdrop · Technology is the largest sector in the recorded VTI mix. Your portfolio's Technology weight is 14.9 percentage points higher, so this allocation adds to that exposure rather than simply copying the market.
- Stock Balance — considers both the number of stocks held and whether their weights are evenly distributed.
- Sector Balance — measures how evenly portfolio weight is spread across broad parts of the economy.
- Industry Balance — checks whether holdings remain clustered inside narrower business groups.
Insights · Sector balance
How to read this view
Slice sizes show how much portfolio capital sits in each sector. Where available, the second pie shows the market reference using the same sector colours. Others combines small slices without dropping their weight or holdings; selecting a slice opens its stocks.
| What to examine | |||||
|---|---|---|---|---|---|
| Repeated sector exposure · TechnologySector balance3 holdings | 53.0% of portfolio capital sits in these direct-stock holdings in Technology. Several stock names can still repeat one business exposure. Next Check the combined weight and historical behaviour of these holdings before adding another name in the same group. | ||||
| Technology | Consumer Electronics | US | 23.0% | ||
| Technology | Software - Infrastructure | US | 18.0% | ||
| Technology | Semiconductors | US | 12.0% | ||
| Holdings in Overweight SectorsSector balance10 holdings · 7 shown here | These stocks sit in sectors with at least 1% more saved portfolio weight than their verified VTI allocation. Unheld sectors cannot produce stock rows. Also applies to AAPL, MSFT, NVDA in earlier groups. Recorded evidenceAAPL · Technology · saved portfolio sector weight: 53.0% · VTI 38.1% MSFT · Technology · saved portfolio sector weight: 53.0% · VTI 38.1% NVDA · Technology · saved portfolio sector weight: 53.0% · VTI 38.1% GOOGL · Communication Services · saved portfolio sector weight: 14.0% · VTI 9.2% META · Communication Services · saved portfolio sector weight: 14.0% · VTI 9.2% AMZN · Consumer Cyclical · saved portfolio sector weight: 13.0% · VTI 8.7% TSLA · Consumer Cyclical · saved portfolio sector weight: 13.0% · VTI 8.7% COST · Consumer Defensive · saved portfolio sector weight: 6.0% · VTI 4.2% KO · Consumer Defensive · saved portfolio sector weight: 6.0% · VTI 4.2% PG · Consumer Defensive · saved portfolio sector weight: 6.0% · VTI 4.2% Next Compare the recorded allocation difference with sector performance. Only directly classified stocks are listed here; fund-issuer classifications are not underlying sector exposure. | ||||
| Consumer Cyclical | Specialty Retail | US | 8.0% | ||
| Communication Services | Internet Content & Information | US | 8.0% | ||
| Communication Services | Internet Content & Information | US | 6.0% | ||
| Consumer Cyclical | Auto - Manufacturers | US | 5.0% | ||
| Consumer Defensive | Discount Stores | US | 2.0% | ||
| Consumer Defensive | Beverages - Non-Alcoholic | US | 2.0% | ||
| Consumer Defensive | Household & Personal Products | US | 2.0% | ||
| Holdings in Underweight SectorsSector balance5 holdings | These stocks sit in sectors with at least 1% less saved portfolio weight than their verified VTI allocation. Unheld sectors cannot produce stock rows. Recorded evidenceJPM · Financial Services · saved portfolio sector weight: 7.0% · VTI 11.5% V · Financial Services · saved portfolio sector weight: 7.0% · VTI 11.5% UNH · Healthcare · saved portfolio sector weight: 5.0% · VTI 10.0% JNJ · Healthcare · saved portfolio sector weight: 5.0% · VTI 10.0% XOM · Energy · saved portfolio sector weight: 2.0% · VTI 3.6% Next Compare the recorded allocation difference with sector performance. Only directly classified stocks are listed here; fund-issuer classifications are not underlying sector exposure. | ||||
| Financial Services | Banks - Diversified | US | 4.0% | ||
| Healthcare | Medical - Healthcare Plans | US | 3.0% | ||
| Financial Services | Financial - Credit Services | US | 3.0% | ||
| Healthcare | Drug Manufacturers - General | US | 2.0% | ||
| Energy | Oil & Gas Integrated | US | 2.0% | ||